Credit Control Services

Secure Your Cash Flow. Strengthen Your Business.

At Upledger, we understand that credit can be a powerful business enabler — but only when managed with diligence and control. Extending credit to customers without proper risk assessment can lead to payment delays, bad debts, and strained cash flows.

Our Credit Control Services are designed to help businesses make smarter credit decisions, reduce risks, and maintain healthy receivables. Whether you’re a growing enterprise or a well-established company, we bring structure, analysis, and discipline to your credit function.

What We Offer

Credit Limit Assessment & Allotment

We help you define and allocate custom credit limits to each client based on their financial strength, payment history, and risk profile.

Our Approach Includes:

• Analyzing past transaction behavior and volume

• Evaluating client-specific creditworthiness

• Setting exposure thresholds based on business policies

• Periodic review and adjustment of limits

Result: You stay protected while continuing to build strong, profitable client relationships.

Client Credit Risk Assessment

Before extending credit, it’s essential to know who you’re dealing with. We provide in-depth client risk evaluations to ensure your decisions are informed and data-driven.

Our Evaluation Covers:

• Financial statement analysis

• Credit bureau checks (if applicable)

• Trade reference verification

• Review of banking & repayment behavior

• Sectoral and market risk trends

Our insights empower you to say yes to the right clients — and no when it matters most.

Customer Due Diligence (Pre-Onboarding)

The foundation of credit control begins before onboarding. Our client due diligence process ensures you work with credible, compliant, and financially sound businesses from the outset.

Due Diligence Checks May Include:

• KYC verification

• PAN, GST, and business registration validation

• Legal checks (e.g., litigation history, regulatory red flags)

• Background review of key promoters/directors

• Cross-verification with supplier/vendor references

This reduces fraud risk, strengthens internal controls, and sets the tone for a trusted business relationship.

Credit Control Process Setup

If your business lacks a formal credit policy or workflow, we’ll help you design and implement one — customized for your industry, customer base, and risk appetite.

We assist in:

• Drafting or refining your credit policy

• Creating approval hierarchies

• Implementing SOPs for credit monitoring and escalation

• Training internal teams on credit control best practices

We help you institutionalize discipline without compromising client experience.

Receivables Monitoring & Follow-Up

Credit control doesn’t end with allotment — it’s about proactive follow-up. We offer support to track outstanding dues, identify delays, and assist in follow-ups to improve collection cycles.

Services Include:

• Aging analysis of receivables

• Alert mechanisms for overdue accounts

• Periodic reports to management

• Coordination support with internal teams or clients for payment follow-up

Your business deserves predictable cash flows — and we help make that happen.

Why Choose UpLedger ?

Professionally Managed by Experienced CAs
Tailored Credit Policies for Your Business Model
End-to-End Support — From Client Onboarding to Receivables
Improved Risk Management & Financial Cost-Effective Services Backed by Real-World Business Insights